The Bank and Finance Law Chronicle is published solely for the benefit of clients and friends of Mark E. Wilson and Kerns, Frost & Pearlman, LLC, and should in no way be relied upon or construed as legal advice.  For specific information on recent developments or particular factual situations, the opinion of legal counsel should be sought.  Kerns, Frost & Pearlman is a limited liability company.  Copyright © 2009 by Mark E. Wilson.  These materials may be considered ATTORNEY ADVERTISING in some states.